PAMI Funds

PHILAM FUND

Balanced fund

Fund Prospectus Fund Fact Sheet

About this fund

This mutual fund is for moderate investors who want a balanced peso-denominated portfolio that helps manage and reduce risks associated with the stock market.

Fund Details

Investor Type

Moderate
Currency

PHP
Launch Date

September 28, 1993
Minimum Initial Investment

PHP 1,000.00
Minimum Transaction Amount

PHP 500.00
Minimum Holding Period

180 calendar days
Early Redemption Fee

1.00% of amount redeemed
Management, Distribution, & Transfer Agent Fee

Management & Distribution Fee: 2.0%
Transfer Agency Fee: 0.05%
Cut-off Time

2:00 pm
Contribution Settlement

T0
Redemption Settlement

Day 3 End-of-day

INVESTMENT OBJECTIVE

The Fund aims to achieve long-term capital appreciation by investing in a diversified portfolio of equities and fixed income instruments.

BENCHMARK

40% Bloomberg Philippine Sovereign Bond Index AI + 50% Philippines Stock Exchange Index (Total Return) + 10.0% Philippines 30-day Savings Rate (Net of 20.0% WHT)

Valuation Date	Nav Price
2025-07-07	16.3113
2025-07-04	16.2756
2025-07-03	16.3736
2025-07-02	16.3071
2025-07-01	16.3080
2025-06-30	16.1977
2025-06-27	16.2346
2025-06-26	16.1346
2025-06-25	16.1232
2025-06-24	16.0771

See Other PAMI Funds

Fixed Income Funds

Balanced Funds

Equity Funds

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest in it.

A Mutual Fund is an open end investment company registered with the Securities and Exchange Commission (SEC) in which the investible cash of numerous investors are pooled in a specific fund ("Fund") with the aim of achieving a specific investment objective. The Fund is NOT a DEPOSIT product and is not an obligation of, or guaranteed, or insured by the Fund Manager, and is not insured by the Philippine Deposit Insurance Corporation (PDIC). Due to the nature of the investments, yield and potential yields cannot be guaranteed. Any income or loss arising from market fluctuations and price volatility of the securities held by the Fund, even if invested in government securities, is for the account of the investor. As such, shares of the investor in the Fund, when redeemed, may be worth more or be worth less than his/her initial participation/contribution. Historical performance, when presented, is purely for reference purposes and is not a guarantee of future results. The Fund Manager is not liable for losses, unless upon willful default, evident bad faith or gross negligence. Investors are advised to read the Prospectus of the Fund which may be obtained from authorized distributors before deciding to invest.

Philam Fund